Cyberinsurance is changing: how to protect your business with the right IT support

Why stronger security and a trusted IT partner now go hand in hand with coverage

 

Cyberinsurance used to feel like a safety net you could simply buy and file away. Today, it is much closer to a partnership between your business, your insurer, and your IT team.

Attackers are getting smarter, claims are more expensive, and insurers are asking much tougher questions about how you manage cyber risk. The good news: the right IT support can help you qualify for coverage, keep premiums under control, and respond effectively if something goes wrong.

Continue reading to explore what is changing in cyberinsurance and what your IT partner can do to help protect your business.

 

How cyberinsurance is changing

Cyber risk is growing worldwide, and insurers are paying attention. Industry reports show that:

• The global cyberinsurance market continues to expand as more companies seek coverage.
• Ransomware remains the leading cause of large cyber claims. In the first half of 2025, it accounted for about 60% of claims valued at over 1 million Euros. [1]
• Small and mid-sized businesses are increasingly targeted because attackers see them as easier to breach.

As a result, insurers now look closely at your security controls before they agree to cover you or pay a claim.

 

What insurers want to see

Most insurers now expect more than just basic antivirus or a firewall. Common requirements include:

• Multifactor authentication (MFA) for email, VPN, and key systems
• Regular patching and updates for servers, devices, and applications
• Secure, tested backups that are protected from ransomware
• Email and endpoint security to reduce phishing and malware
• Policies and training so employees know how to spot and report suspicious activity

 

Related resource:
How to protect yourself from all types of email cyber threats

 

They may also ask about your incident response plan, disaster recovery plan, and how quickly you can detect and contain an attack. If these pieces are missing, you may face higher premiums, more exclusions, or even a denial of coverage.

 

How InterNetwork IT helps protect your business

A strong IT partner does more than “fix computers.” InterNetwork IT helps you put real protections in place so attackers have a harder time getting in, and your cyberinsurer can see you are serious about security.

With InterNetwork IT, your business can:

• Build a strong security foundation

InterNetwork IT’s Base IT Security Package includes SentinelOne antivirus, customized web filtering, dark web monitoring, and anti-phishing tests. These tools help block attacks early and train your team to spot suspicious emails.

• Add protection that supports cyberinsurance requirements

The Cyber Security Insurance Package includes an in-depth assessment that shows your insurance company you meet key security requirements. This can make it easier to qualify for coverage and support you if you ever need to file a claim.

• Stay compliant in regulated industries

For medical, legal, financial, and government-related work, InterNetwork IT offers HIPAA, PCI, NIST, ITAR, and DFARS compliance security packages. These services help with audits, reports, remediation, and automated encryption so you can keep sensitive data protected and meet industry rules.

• Rely on ongoing monitoring and support

Managed IT services include 24/7 monitoring, remote and on-site support, secure backup services, and protected email solutions through Office 365. This helps InterNetwork IT detect issues quickly, respond to incidents, and keep your systems running.

By combining security packages, compliance support, and managed IT services, InterNetwork IT reduces the risk of a serious breach. It puts your business in a stronger position when applying for or renewing cyberinsurance.

 

Smart next steps for your business

If you already have cyberinsurance or plan to get it soon, consider these steps:

• Review your policy: Understand your limits, exclusions, and any security conditions.

• Ask for a security health check: Have InterNetwork IT compare your current setup with what insurers typically expect.

• Prioritize essential controls: Focus first on MFA, backups, patching, and email security. These often make the biggest difference.

• Write down your response plan: Even a simple checklist of who to call, how to isolate systems, and how to notify your insurer can save time in a crisis.

 

Cyberinsurance is still an important safety net. When you pair it with the right IT support, you are not just transferring risk. You are actively reducing it and giving your business a better chance to stay secure, resilient, and ready for whatever comes next.

 

Are you looking for a managed IT partner that can monitor your environment, manage updates, and strengthen your cyberinsurance readiness?

Our team of trained and experienced IT professionals has been providing IT services to small and medium-sized businesses in Orlando and beyond for over ten years. As your managed IT partner, we can support your existing technical team or provide full-service outsourced IT support.

Ready to get started?
Contact us today to learn more!

 

Sources:
1: Allianz’s Cyber Security Resilience 2025 report